If you want to get out on the roads and get around from place to place there are three keys things that you need to have. You will clearly need a car to drive but you will also need a license and auto car insurance. The first part is the most crucial but people will drive without getting the second two. There are several reasons, however, why getting insurance is completely necessary.
Firstly, it is not actually legal to drive without having a certain level of insurance. This is not to say that you need to get some sort of comprehensive coverage but you do have to get protection for others out on the road. If you do not you may have to pay fines, having your license taken or your car impounded, or you can even go to jail if you continue to offend.
Secondly you are going to need to have insurance to cover yourself and others in case you have an accident. If you are involved in an accident and it is your own fault then you may leave a victim without the necessary care. You may also leave yourself at risk if you are hit by an uninsured driver and will leave yourself open to all sorts of medical costs.